The Authors

Shivsundar Pokharel
Shivsundar Pokharel

Assistant Manger, Nepal Bank Limited

Madan Kumar Luitel
Madan Kumar Luitel

Lecturer, Nepal Commerce Campus, TU

Chandra Prasad Timilsena
Naveen Adhikari
Naveen Adhikari

Assistant Professor, Central Department of Economics, Tribhuvan University

Raju Thapa
Raju Thapa

Assistant Manager, Nepal Bank Limited

Nirajan Basnet
Nirajan Basnet

Lecturer Nirajan Basnet Central Department of Management, TU

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