Banking

बैंकमा सार्वजनिक खरिद

By Kiran Dahal . Updated . 6 min read

Public Procurement पृष्ठभूमि सार्वजनिक संस्थाहरुले गर्ने खरिदलाई व्यवस्थित गर्न एउटा निश्चित विधि र प्रक्रिया अपनाइएको हुन्छ । नेपालमा संघीय, प्रादेशिक र स्थानिय सरकारी कार्यालयहरुले सार्वजनिक खरिद ऐन, २०६३ र सार्वजनिक खरिद विनियमावली, २०६४ बमोजिम सार्वजनिक खरिद प्रक्रिया अघि बढाउने गरेका छन् । नेपाल बैंकले सार्वजनिक खरिद ऐन, २०६३

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Recent Trend in the Financial Indicators of Commercial Banks

By Siddha Raj Bhatta . Updated . 6 min read

Bankwise NPL Ratios Financial indicators of the banks and financial institutions have been impacted by the slowdown in economic activities in the post-COVID period, amid difficult global as well as domestic economic conditions. On the global scale, geopolitical tensions have impacted global economic and financial conditions while slowdown

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Rising NPA: Factors and Causes

By Dwaipayan Regmi . Updated . 7 min read

Background In the third quarter report, Nepal's commercial banks showed a profit of a total of 41.25 in the area. While some banks made a profit of  -91.91%, some made it to 2032.94% in comparison to the past year. Just in the third quarter, some banks

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सार्वजनिक सेवा प्रवाहको अवस्था र बैंकिग क्षेत्रको दायित्व

By Diwakar Basistha . Updated . 10 min read

Bank responsibility सार्वजनिक सेवा प्रवाहको परिचय राज्य र सरकारले आफ्ना नागरिकहरुलाई निःशुल्क वा सशुल्क रुपमा उपलब्ध गराउने सेवा सुविधालाई सार्वजनिक सेवा भनिन्छ । सार्वजनिक सेवा दिनु राज्यको दायित्व हो भने सेवा लिनु नागरिकको अधिकारको कुरा हो । जनतालाई प्रभावकारी सेवा प्रवाह गर्नु नै सरकारको र संवद्ध निकायको कार्य

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नेपाल बैंकमा रिसर्च किन ?

By Kiran Dahal . Updated . 5 min read

Research Framework नेपालमा बैकिङ रिसर्चको अभ्यास खासै नभएतापनि अन्तराष्ट्रियस्तरमा बैकिङ रिसर्च एउटा स्थापित अभ्यास हो । बैंक अफ अमेरिका, जे पि मोर्गन बैंक, एच्.एस्.वि.सी बैंक, र एसबिआई बैंक सबैले बैकिङ रिसर्चको माध्यमबाट बैंकको व्यवसाय विस्तार तथा अपरेशनल सुधारहरु गरेको देखिन्छ । नेपाल बैंकको हकमा बैंकसँग भएका आन्तरिक

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Online Banking Frauds in Nepal

By Dwaipayan Regmi . Updated . 8 min read

Online Banking Frauds With the establishment of the Nepal Rastra Bank (NRB) in 1956 as the nation’s central bank, Nepal’s banking history got underway in the middle of the 20th century. In the 1950s and 1960s, early banks providing basic services such as Nepal Bank Limited and Rastriya

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The Use of Artificial Intelligence and Machine Learning in the Nepalese Financial Sector

By Tara Prasad Bhusal . Updated . 16 min read

The Use of Artificial Intelligence and Machine Learning in the Nepalese Financial Sector Abstract The integration of Artificial Intelligence (AI) and Machine Learning (ML) in the Nepalese financial sector is a transformative development that offers numerous opportunities to enhance financial inclusion, optimize decision-making, and improve operational efficiency. However, its adoption faces challenges such as data quality, regulatory frameworks, and

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The Importance of FinTech in the Banking Industry of Nepal: Opportunities and Challenges

By Tara Prasad Bhusal . Updated . 19 min read

fallback_full_1 Abstract The rapid expansion of Financial Technology (FinTech) has profoundly transformed the global economy, with notable implications for countries like Nepal. FinTech's innovative solutions have the potential to enhance financial inclusion by providing accessible banking services to remote and underserved regions. Additionally, it streamlines financial processes,

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Do Banks Need an Environment and Social Risk Manager (ESRM)?

By Shivsundar Pokharel . Updated . 5 min read

fallback_full_6 The Central Bank of Nepal issued updated Environmental and Social Risk Management guidelines in February, 2022. After that, Financial institutions started to develop the outline of Environment and Social Risk Management guidelines aligned with the Nepal Rastra Bank’s guideline of ESRM. For this, banks are

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Transforming into Digital Economy: Bank’s Role

By Sunita Bista . Updated . 3 min read

digital economy Digital economy, in simpler terms, is any economic activity based on internet and world wide web. It also refers to an economic activity which occurs from online connections among people, business, data etc. The banking system is an integral part of every economy. So, bank’s role

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